Free tools // first-time buyers
Run your numbers before anyone else does.
The Keys Date calculator is free for everyone, no email needed — use it as many times as you like, and nothing you type is stored. The other two are in the members’ toolkit.
Calculator
Your Keys Date
Turn your savings rate into an actual month and year you could buy — and see which levers pull it forward.
Find my date → Members only
True Cost of Buying
Every cost on top of your deposit, itemised for your price and region — before it ambushes you.
In the members' toolkit — rolling out to members.
Get on the list→ Members only
Mortgage Readiness Score
Ten quick questions, a score out of 100, and your top gaps — every one fixable.
In the members' toolkit — rolling out to members.
Get on the list→