Buy your first home knowing how agents and lenders actually work.
A members' community run by Kev, an ex-mortgage adviser, and Josh, who's been behind £150m+ of property deals.
Warning: this will ruin Rightmove for you. Request to join→Kev or Josh personally approve every request.
Sound familiar?
Seen a place you love but weren’t ready to move?
Not sure what deposit you actually need, or what lenders look at?
Don’t know what an agent checks before they put your offer forward?
Inside both sides
The agent works for the seller. The lender has its own criteria. We've spent our careers inside both.
Kev
Ex-mortgage adviser and property investor
Josh
Behind £150m+ of property deals, ran estate agency sales teams
What's inside
- Video course: from saving a deposit to getting the keys
- Buyers at every stage, from the first pound saved to offer accepted
- Live sessions with Kev & Josh at least twice a month, online and camera-optional
- Post your questions. Kev or Josh will reply
- What lenders check before you apply, and how to get ready
- How agents handle offers, and how to make yours count
- Trusted brokers, conveyancers and surveyors when you need them (referral fees always disclosed)
- A wins tab: deposit hit, mortgage offer, offer accepted
How it works
- 01
Get ready
What a deposit actually needs to cover, and what else you pay for on the way.
- 02
Get lender-ready
What lenders look at, what strengthens a case and what quietly weakens one.
- 03
Find & offer
How agents qualify a buyer, and what they pass to the seller when you offer.
- 04
Offer accepted to keys
The order of searches, survey and exchange, and where delays usually come from.
Free tools & guides
No sign-up. Use them whether you join or not.
Keys Date calculator
Work out when your deposit lands, and what the buying costs push it to.
GuideHow to Buy Your First Home in the UK
The whole nine-step process, in order, in plain English — from first pound saved to keys day.
Guide10 First-Time Buyer Mistakes That Cost Thousands
The ten errors we watched cost buyers the most, ranked by damage — and how to dodge every one.
GuideHow Much Deposit Do You Need?
5%, 10% or 15% — what it means in real numbers, and how to get there faster.
GuideHow to Get Mortgage-Ready
What lenders actually check, and the 90-day tidy-up that improves your chances.
GuideHow to Negotiate a House Price
An ex-estate agency sales manager's playbook: real value, the right offer, and holding your nerve.
GuideHow to Get Your Offer Accepted
Sellers pick certainty, not just the biggest number. How to be the buyer who wins without overpaying.
How we make money
Membership is a low monthly fee. When you need a mortgage broker, protection adviser, conveyancer or surveyor, we can introduce you to partners we trust. If you go ahead with them, they may pay us a referral fee, and you’ll always be told before you’re introduced. It’s how we keep the community running and can afford to help people get on and move up the property ladder.
Request to join→Questions
Who's it for?
First-time buyers in England & Wales, from saving the first pound to offer accepted.
Is this financial advice?
No. Everything here is general education. For advice on your situation, speak to an authorised professional. We can introduce one, and we’ll tell you about any referral fee first.
Can I cancel?
Yes, anytime. There’s no contract.
What happens when I buy?
That’s the point. We want you out of here, in a place of your own.
Are the sessions recorded?
Yes. Sessions are recorded and may be clipped for our content.
Do you cover Scotland or Northern Ireland?
Not yet. Buying works differently there, so we focus on England & Wales.
We want you out of here, in a place of your own.
Request to join→General educational guidance, not regulated financial advice. England & Wales only.