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The first-home playbook, a chapter at a time.

Written by two people who spent their careers on the other side of the table. Start anywhere — every guide stands on its own.

Guide

How to Buy Your First Home in the UK

The whole nine-step process, in order, in plain English — from first pound saved to keys day.

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Guide

10 First-Time Buyer Mistakes That Cost Thousands

The ten errors we watched cost buyers the most, ranked by damage — and how to dodge every one.

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Guide

How Much Deposit Do You Need?

5%, 10% or 15% — what it means in real numbers, and how to get there faster.

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Guide

How to Get Mortgage-Ready

What lenders actually check, and the 90-day tidy-up that improves your chances.

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Guide

How to Negotiate a House Price

An ex-estate agency sales manager's playbook: real value, the right offer, and holding your nerve.

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Guide

How to Get Your Offer Accepted

Sellers pick certainty, not just the biggest number. How to be the buyer who wins without overpaying.

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yourpropertymate

The first-home programme nobody gave you — from an ex-mortgage adviser and an ex-estate agency sales manager. On your side, from the first pound saved to the keys in your hand.

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Messages from clients Kev and Josh helped before Your Property Mate. Your Property Mate is a general education community and doesn't give mortgage, financial or legal advice.

Your Property Mate provides general educational information about the home-buying process only. It is not regulated financial, mortgage, legal or tax advice, and should not be relied upon as such. Always seek advice from an appropriately qualified and regulated professional before making financial or legal decisions. We may receive a referral fee if you choose to use professionals we introduce; this is never at additional cost to you and you are under no obligation to use them. Property values can fall as well as rise.

Your Property Mate Limited is a company registered in England and Wales, company number 17403941. Registered office: 5 Church Road South, Liverpool, L25 7RJ, United Kingdom.

© 2026 Your Property MateMade for first-time buyers

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